NEWYou tin now perceive to Fox News articles!
If you person ever waited for a login codification that ne'er showed up, you already cognize nan pain. You type successful your password. Microsoft asks for a code. Then you look astatine your telephone for illustration it owes you money. Now Microsoft wants to move moreover further distant from that routine.
The institution says it will shape retired SMS codes arsenic a sign-in and relationship betterment method for individual Microsoft accounts. Instead, Microsoft wants much group to usage passkeys and verified email. This affects anyone who uses a individual Microsoft account. That tin see Outlook, OneDrive, Windows, Xbox aliases Microsoft 365 users.
That whitethorn sound for illustration different tech institution forcing you to alteration your habits. In this case, though, location is simply a existent information logic down it. Text-message codes helped make relationship logins safer for years. They were ne'er built, however, to protect your integer life. Crooks person learned really to maltreatment them, bargain them and instrumentality group into handing them over.
SIM SWAP SCAM DRAINED FLORIDA WOMAN'S BANK ACCOUNT IN MINUTES

Microsoft is phasing retired SMS codes for individual relationship sign-ins and recovery, pushing users toward passkeys and verified email for stronger security. (Photo Illustration by Serene Lee/SOPA Images/LightRocket via Getty Images)
Join CyberGuy Live: Lock Down Your Phone successful 30 Minutes (Saturday, June 13, 10 americium ET)
Your telephone holds your email, passwords, photos, banking apps and individual data. In this free, unrecorded online class, Kurt nan CyberGuy will locomotion you measurement by measurement done elemental telephone information fixes you tin do successful existent time. You’ll study really to amended your privacy settings, spot nan latest telephone scams, usage trusted information devices and locomotion distant pinch a elemental checklist to enactment protected. Register here: CyberGuyLive.com.
Why Microsoft is moving distant from SMS codes
Microsoft says SMS authentication has go a awesome root of fraud. Text messages tin beryllium intercepted, stolen done SIM-swap scams aliases captured done phishing attacks. That creates a existent problem because your Microsoft relationship tin unlock a lot. It whitethorn link to Outlook, OneDrive, Xbox, Windows, Microsoft 365 and saved costs details.
Once a criminal gets into that account, nan harm tin dispersed fast. They whitethorn publication your email, reset different passwords aliases look for backstage files stored successful nan cloud. SMS codes erstwhile felt for illustration a beardown other layer. Today, they tin springiness group a mendacious consciousness of security.
A scammer whitethorn telephone your telephone bearer and effort to move your number to different SIM card. They whitethorn besides nonstop a fake Microsoft login page that asks for your code. If you type it in, nan scammer tin usage it correct away. That is why Microsoft wants users to move toward passkeys. Microsoft has not listed a cosmopolitan cutoff day for each individual account. However, it says users who still trust connected SMS will beryllium guided to adhd a verified email and group up a passkey.
HOW SIM SWAPPING LED TO A $1.8M CYBER FRAUD CASE
What a Microsoft passkey does
A passkey lets you motion successful without typing a accepted password. Instead, you usage thing already tied to your device. That whitethorn beryllium your face, fingerprint, instrumentality PIN aliases a beingness information key.
Here is nan cardinal difference. A passkey uses cryptography down nan scenes. One portion stays pinch Microsoft. The backstage portion stays connected your instrumentality aliases wrong your password manager. A scammer cannot simply instrumentality you into reference a passkey complete nan phone.
That makes passkeys overmuch harder to bargain than SMS codes. They tin besides consciousness easier erstwhile you group them up. You whitethorn beryllium capable to motion successful pinch your fingerprint aliases look alternatively of waiting for a matter that whitethorn ne'er arrive.
MICROSOFT CROSSES PRIVACY LINE FEW EXPECTED
Why Microsoft passkeys whitethorn consciousness confusing astatine first
Security upgrades tin beryllium annoying. SMS codes are familiar. Most group cognize really they work. Even erstwhile they are clunky, they consciousness simple. Passkeys tin consciousness confusing astatine first. You whitethorn wonderment wherever nan passkey lives. You whitethorn besides wonderment what happens if you suffer your telephone aliases whether you request 1 for each device.
That disorder is real. It tin get worse if you group up a caller Windows PC, usage a shared machine aliases move devices often. The bully news is that Microsoft says verified email will stay portion of nan relationship betterment process. So you should make judge your backup email reside is existent earlier you tally into a lockout.
How to group up aliases adhd a passkey to your Microsoft account
Before you start, usage a instrumentality you trust. Also, make judge your browser and operating system are updated.
- Go to Microsoft's relationship information page astatine account.microsoft.com/security and sign in.
- Under Account Security, prime Manage really I motion in.
- Under Ways to beryllium who you are, look for Use a passkey.
- If you already spot a passkey listed, specified arsenic Apple iCloud Keychain, your relationship already has 1 group up.
- To adhd different passkey aliases sign-in method, prime Add different measurement to motion successful to your account.
- Choose Use a passkey aliases Face, fingerprint, PIN aliases information key, depending connected nan wording you see.
- Follow the prompts connected your device.
- Choose wherever you want to prevention nan passkey, specified arsenic Apple iCloud Keychain, a password manager, your phone, your machine aliases a beingness information key.
- Finish the setup process and confirm nan passkey works.
Note: Microsoft's support pages whitethorn opportunity Advanced Security Options, aliases Add a caller measurement to motion successful aliases verify. However, successful nan existent Microsoft relationship dashboard, galore users whitethorn spot Manage really I motion in and past Add different measurement to motion successful to your account instead.
AMERICA'S MOST-USED PASSWORD IN 2025 REVEALED

The tech elephantine says text-message authentication is progressively susceptible to phishing attacks, SIM-swap scams and relationship takeovers. (Joe Raedle/Getty Images)
Microsoft relationship information steps to return now
Do not unreserved done this change. A fewer minutes of cleanup tin prevention you a large headache later.
1) Add a backup email you still use
Your betterment email should beryllium an relationship you tin entree today. If it points to an aged activity email aliases a forgotten inbox, update it.
2) Remove aged telephone numbers
Check whether your Microsoft relationship still lists an aged number. If it does, region it aliases switch it pinch your existent number.
3) Turn connected Microsoft Authenticator
Microsoft Authenticator can springiness you different unafraid measurement to verify your identity. It tin besides thief if you person problem pinch SMS aliases email.
4) Save betterment codes safely
If Microsoft offers backup codes, shop them location secure. Do not support them successful a plain statement called "Microsoft password."
5) Use a beardown password manager
Even if you move to passkeys, a password head still helps. It tin store beardown passwords, emblem reused logins and thief you debar clone sign-in pages. Check retired nan champion expert-reviewed password managers of 2026 astatine CyberGuy.com.
IF SOMEONE GETS INTO YOUR EMAIL, THEY OWN EVERY ACCOUNT YOU HAVE. THESE 3 MOVES LOCK THEM OUT FOR GOOD

Passkeys let Microsoft users to motion successful pinch a fingerprint, look scan, instrumentality PIN aliases information cardinal alternatively of waiting for a matter code. (Jaap Arriens/NurPhoto via Getty Images)
Kurt's cardinal takeaways
Microsoft's move distant from SMS codes whitethorn consciousness inconvenient astatine first. However, nan aged text-code strategy has excessively galore anemic spots. A passkey will not make you invincible. No information instrumentality tin committedness that. Still, it tin make relationship theft overmuch harder for scammers who trust connected clone login pages, stolen codes and SIM-swap tricks. If your Microsoft relationship holds years of email, family photos aliases activity files, this alteration deserves your attention. Set up a passkey, verify your backup email and region aged betterment options.
Would you spot a matter connection to protect your astir important account, aliases has that comfortableness go nan risk? Let america cognize by penning to america astatine CyberGuy.com.
CLICK HERE TO DOWNLOAD THE FOX NEWS APP
Sign up for my FREE CyberGuy Report
- Get my champion tech tips, urgent information alerts and exclusive deals delivered consecutive to your inbox.
- For simple, real-world ways to spot scams early and enactment protected, sojourn CyberGuy.com – trusted by millions who watch CyberGuy connected TV daily.
- Plus, you'll get instant entree to my Ultimate Scam Survival Guide free erstwhile you join.
Copyright 2026 CyberGuy.com. All authorities reserved.
Kurt "CyberGuy" Knutsson is an award-winning tech journalist who has a heavy emotion of technology, cogwheel and gadgets that make life amended pinch his contributions for Fox News & FOX Business opening mornings connected "FOX & Friends." Got a tech question? Get Kurt’s free CyberGuy Newsletter, stock your voice, a communicative thought aliases remark astatine CyberGuy.com.
2 days ago